STEMHQ
Use cases

How landlords and agents use STEMHQ

The operational problems that show up on every UK rental portfolio, and how STEMHQ is built to handle each one.

Risk intelligence

Monitor portfolio risk

Compliance status, arrears exposure, and legal case status are usually tracked in three different places, if they’re tracked systematically at all, which means the property that’s actually highest-risk right now is easy to miss.

A portfolio risk heatmap scores every property on compliance, arrears, and legal status together
An Action Required feed ranks what needs doing this week by urgency, not by when it happened to arrive
Agencies get the same risk view rolled up across every landlord client and branch
Risk scores update as records change, not on a manual review cycle
Why is this important?

Without a consolidated view, the property that’s simultaneously your worst rent performer and your highest compliance risk can go unnoticed, because neither signal on its own looked urgent enough to escalate.

1 viewcombining compliance, arrears, and legal risk per property
Portfolio dashboard
Properties
12
At risk
3
Alerts
5
Risk heatmap
CmpArrLeg
12 High St
8 Oak Ave
35 Park Rd
Rent increases

Raise rent without a challenge

With fixed terms gone, every rent increase now runs through a Section 13 notice on Form 4A. Get the date, the notice period, or the frequency wrong and the increase is invalid, or challenged at tribunal.

Form 4A dated correctly, with the two-month minimum notice period applied
The once-every-52-weeks limit enforced automatically per tenancy
A clear record of the current and proposed rent, and the effective date
Tribunal-ready documentation if a tenant refers the increase
Why is this important?

An improperly served Section 13 notice can be set aside, leaving you unable to raise rent for another year, and a tenant can refer any increase to the First-tier Tribunal.

52 weeksminimum between statutory rent increases, tracked per tenancy
Form 4A · rent increase
Current rent£1,200
Proposed rent£1,275
Effective date01 Oct 2026
Two-month notice & 52-week rule met
Operations

Keep HMOs inspection-ready

HMOs are inspected more often and carry more obligations than single lets. Hazards logged in an inbox and repairs tracked by memory are exactly what an inspector, or a disrepair claim, exposes.

All 29 HHSRS hazard categories logged per property with severity banding
Repairs auto-triaged Emergency, Urgent or Routine against HHSRS windows
A tenant repair portal that timestamps every report as it arrives
Fire Risk Assessments tracked alongside Gas, EICR and EPC
Why is this important?

Unaddressed Category 1 hazards can trigger improvement notices, rent repayment orders, or licence revocation, and a missing timestamp weakens your defence against a disrepair claim.

29 categoriesof HHSRS hazard tracked per property
HHSRS · 24 Rowan House
Damp & mouldCat 1 · Open
Excess coldCat 2 · Review
Fire safetyCleared
Compliance

Prevent compliance failures

Certificates don’t expire on a schedule that’s convenient to remember. Across a portfolio of any real size, Gas Safety, EICR, EPC, and HMO licence renewal dates land at different times of year on different properties, and the one that’s missed is rarely the one you were thinking about.

Every certificate lives against its property with the renewal date tracked automatically
Alerts fire 90 days before expiry, not on the day it lapses
A single portfolio-wide view shows every property’s compliance status at a glance
The RRA Information Sheet and How to Rent guide are tracked per tenancy, not just per property
Why is this important?

An expired Gas Safety certificate is a criminal offence under the Gas Safety (Installation and Use) Regulations 1998, can void landlord insurance, and can be raised by a tenant’s representative to defend a possession claim, even one that has nothing to do with gas.

30 daysadvance warning before a certificate expires
Compliance vault
Gas SafetyVALID · 2027
EICRVALID · 2029
EPCEXPIRES 41d
HMO licenceVALID · 2028
Arrears

Reduce arrears escalation

Rent arrears rarely start large. They start with one missed payment that gets a quiet mental note instead of a formal process, and by the time it’s clearly a problem, several weeks and several hundred pounds have usually gone by.

A colour-coded dashboard shows every tenant’s arrears position in real time
A structured five-step escalation path: informal contact, formal letter, APA, Section 8, court claim
Every step is timestamped, building a defensible record automatically as you go
Alternative Payment Arrangement letters for Universal Credit tenants, with a benefit-impact confirmation step before sending
Why is this important?

Courts expect landlords to show a reasonable, documented attempt at resolution before granting possession on arrears grounds. Escalating inconsistently, or without records, can slow down a claim that would otherwise be straightforward.

5 stepsfrom informal contact to court claim, fully timestamped
Escalation path
01Informal contactDone
02Formal letterDone
03APA requestActive
04Section 8 notice
05Court claim

See where your portfolio stands

Start free. The free plan covers up to 3 active rental agreements, unlimited properties, with no time limit.